Expert Lead Data Modelling Business Lending

Expert Lead Data Modelling Business Lending

At ING we have bold ambitions to improve the digital experience for our customers while empowering peoples financial health. At the same time we want to make a positive contribution to the society and the world we live in. To deliver on these ambitious promises we need to have a strong strategic and commercially focused organization around our products. We need to ensure our squads are working on product innovations that are valuable viable and feasible. This is where the Expert Lead steps in.

The Expert Lead is a position where all elements of a product come together the what and the how with an end-to-end responsibility. You define how we manage the business value and how we deliver a differentiating customer experience. You enable your squads to deliver and run the product effectively. We therefore need someone who can contribute to a continuous emerging all-round product vision that is covering all elements for the product life cycle with the goal to increase customer impact and deliver business value.

Your role

As an Expert Lead Data Modelling within Business Lending you will lead a team of specialists responsible for connecting risk rating models to the business lending journeys across segments such as SME/SBF Private Banking Large Corporates Project Finance Commercial Property Finance and Government Related Entities. Your mission is to ensure that our risk model data strategy and IT assets support easy smart and personal lending experiences for our internal customers while meeting strict regulatory and compliance standards.

You will oversee the redevelopment and implementation of credit risk models ensure regulatory compliance and drive data-driven decision-making across the Tribe. Acting as a key liaison between risk business IT and regulatory stakeholders you will represent the Tribe in strategic boards and external meetings with regulators.

You do this by steering a squad who works on the product by providing them with a strategic direction by coaching them on the job defining the product roadmap and by managing stakeholders around the product. The people who work in the squads report hierarchically to you which means it is your job to empower them to thrive and perform at their best. You set direction you help them to develop their craftsmanship and you have continuous conversations about their career development.

Roles and r esponsibilities

As an Expert Lead you:

• Own a product (end-to-end) which means you are accountable for the product vision including functionality technology user experience design monetizing the functionality (or interaction pattern with internal consumers) how to acquire users and customers and offline experiences that are needed to deliver on the products value

• Take collective ownership of the product including engineering and architecture aspects

• Perform analyses to stay on top of market trends to ensure products competitive position

• Define the roadmap of the product to maximize business value through ordering and prioritization of the product backlog under consideration of relevant stakeholder needs

• Prioritize the product backlog (both on functional as non-functional requirements as risks reliability IT Run LCM)

• Focus on delivery through collaboration ability to bring people together to work towards the same purpose.

• Take responsibility steer strategy and realisations based on facts and data and display managerial courage to question and make are a mandated ITasset owner riskmanager and in case ofanon-generic IT asset dataowner for the product and accept test results and approves (IT) changes on the product

• Ensure adherence to Process Control Standards

• Build the craftmanship of the employees in the team

• Ensure compliancy with relevant regulation and internal/external requirements

• Are the hierarchical manager of a team of Data Analysts working in multiple squads organized around your product

What are we looking for

Leadership & Strategy

• Lead and inspire a multidisciplinary team of data analysts and specialists.
• Define and execute the vision for risk model data management and IT asset governance within Business Lending.
• Align priorities with Tribe objectives and regulatory requirements.

IT Asset Ownership & Governance

• Own and manage IT assets related to risk modelling and data platforms ensuring lifecycle management security and compliance.
• Ensure adherence to IT governance frameworks and internal control standards.

Regulatory Technology Compliance

• Guarantee compliance with ECB CAS and internal regulatory requirements for data risk models and IT systems.
• Implement robust controls for data integrity system reliability and audit readiness.
• Represent the Tribe in regulatory technology discussions and audits.

Operational Excellence

• Oversee monitoring reports and findings from Model Development Validation and regulatory reviews.
• Ensure high-quality data delivery for modeling and reporting purposes (in your capacity as business model owner).
• Drive initiatives to improve data quality and governance (data stewardship).
• Oversee database management activities including architecture integration and performance optimization.

Innovation & Continuous Improvement

• Promote data-driven solutions to enhance lending journeys.
• Foster collaboration between Business Pricing Credit Risk and Data Management.

Proven track record and technical skills:

• Masters degree in Mathematics Econometrics Computer Science Information Management Statistics or alike and/ or equivalent experience.
• You are analytically strong and are a star in assessing and solving problems making analyses and sharing results with impact
• You have experience with querying languages (e.g. SQL SAS) and BI tooling (e.g. Cognos and PowerBI)
• Experience in defining strategies and policies in order to set and deliver objectives within medium to long time frames
• A proven track record in processes of digitalization backlog management and resource planning
• Experience in product/service management and development
• Sound experience in building and executing strategic roadmaps
• Affinity or experience with Business Lending and Credit Risk Management
• To be able to influence and convince not only peers but also the stakeholders based on analytical results.
• Communicatively strong team player and taking initiative and ownership
• English (verbal and written) and hold current residency in the Netherlands. Dutch is a pre

We offer you

A clear purpose a unique offer and a range of flexible compensation and other benefits:

• Personal growth & challenging work with endless opportunities to realise your ambitions

• An informal dynamic environment with innovative colleagues supporting your endeavours

• A progressive and agile way of working where new ideas are valued ahead of convention

Furthermore within the Market Leaders organisation you can count on a range of opportunities to invest in your personal and professional growth.

The formal location of this Expert Lead position is Amsterdam.

How to succeed

• You are a standard-bearer of the Orange Code.

• You have a can do mentality proactive resourceful and willing to go the extra mile

We hire smart people like you for your potential. Our biggest expectation is that youll stay curious. Keep learning. Take on return we back you to develop into an even more awesome version of yourself.

We redefine banking. What about you

There has never been a more interesting time to work at ING. Were on a journey thats centered around our customers powered by technology and driven by smart determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. Were proud of that!

For more information:

Serkan Turhal Tribe Lead Business Lending.